Built by people who know the trades, for polyurea coating operations.
Polyurea Insurance is the coating-contractor division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a pollution exclusion or a missing applicator-liability endorsement surfaces in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Coating-industry specialists
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a spray proportioner fails, a chemical exposure claim arrives, and the carrier cites a pollution exclusion.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty coating markets
After placing programs for dozens of specialty contractor categories, CCA extends expertise to polyurea and elastomeric coating applicators with unique chemical and equipment risk profiles.
Dedicated polyurea division
Polyurea Insurance focuses CCA's expertise on coating contractors — operations where pollution liability, spray rig values, applicator coverage, and chemical exposure are the real risks.
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Polyurea contractors insured nationwide
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Years insuring coating operations
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Operator-first, always
Josh spent years in the trades before starting the agency. We speak the language of coating contracting because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Pollution exclusions, equipment undervaluation, and missing applicator liability — we address the risks standard contractor markets miss.
A-rated markets only
We shop carriers with the financial strength and contractor experience to be there when a chemical exposure claim, a spray rig loss, or a pollution incident hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your coating operation actually requires.
Ready to protect your polyurea operation?
Get a 15-minute quote from specialists who understand coating contractors — isocyanate exposure, spray rig values, and pollution liability that standard policies exclude.